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Beth Carter


I have practiced law in the area of bankruptcy for fifteen years.  I currently represent individuals and small businesses who are seeking relief under Title 11 of the Bankruptcy Code.  I also represent individuals and small business creditors who have been affected by bankruptcy filings.  In the past, I represented mortgage companies, so I am familiar with their operations, which can be of assistance in advising my clients. 

I was raised in Punxsutawney, Pennsylvania, which had a population of approximately 8,000 when I was growing up.  I am the youngest of five children.  My Father was a family physician who made house calls and who was sometimes paid for his services with some of the best food I have ever eaten like farm fresh eggs, homemade soup and homemade spaghetti.  I recall going to event with my Father when I was a child, and his patients frequently stopped him to discuss their medical ailments. He always listened, which is a trait I deeply admire.  I am fortunate to have had my Father's influence and often use his example in dealing with my clients.  I have also carried the small town mentality to the city of Charlotte.

I am blessed with three children who keep me very busy with their athletic and school activities.  Our household also includes eight animals, including five prior stray animals.  My husband is retired from law enforcement but still works in security, and we have mastered the juggling act of our children, pets and work pretty well.  I enjoy running and all athletic events, especially when they include the Villanova Wildcats and the Pittsburgh Steelers.

Areas of Practice

  • Bankruptcy Law
  • Foreclosure & Mortgage Modifications
  • Short Sales
  • Debt Settlement
  • Estate Planning & Probate


  • Widener University School of Law, Harrisburg, Pennsylvania
    • J.D.
  • Villanova University, Villanova, PA
    • B.S.

Professional Associations and Memberships

  • National Association of Consumer Bankruptcy Attorneys, Member
  • American Bankruptcy Institute, Member
  • North Carolina Bar Association - Bankruptcy Section, Member
  • United Family Services of Lake Norman, Advisory Committee
  • Davidson Housing Coalition, Advisory Committee

Call for a No-Cost, No-Obligation Consultation

To determine your next steps in finding debt relief or protecting your estate, contact the Law Offices of Beth B. Carter, PLLC, by email or by calling 704-966-8028. Your first meeting will be free of any costs or obligations. Off-site visits at convenient locations are available upon request.