Experienced Debt Relief Lawyer in Denver North Carolina
If you have fallen behind on a mortgage or car payment, a Chapter 13 bankruptcy could be your best option to avoid foreclosure or repossession and secure a more manageable payment plan. With over a decade of experience guiding people in the Denver, North Carolina area through bankruptcy, the Law Offices of Beth B. Carter can help you determine if a Chapter 13 bankruptcy would work for you.
To schedule a free meeting with attorney Beth Carter to discuss your debt relief options, call 704-817-0269, toll free at 888-354-6975, or contact her online. Home and off-site visits are available by appointment.
How Does a Chapter 13 Bankruptcy Work?
If your income is too high that filing a Chapter 7 bankruptcy may raise a presumption of abuse or if you have assets that may be liquidated in a Chapter 7 that you would like to protect, a Chapter 13 bankruptcy is a way to protect your assets and still obtain much needed debt relief. A Chapter 13 may also offer benefits for tax relief.
In a Chapter 13, you are setting up a payment plan over a span of 3 to 5 years with a Chapter 13 trustee. This plan will be designed to fit what is manageable for your financial situation. You will have the opportunity to catch up on any back payments that may have built up over time for your mortgage or car payments, as well as a reduction of payments for credit card and other unsecured debt.
Free Attorney Consultation
The Law Offices of Beth B. Carter offer a free initial consultation to answer your questions about Chapter 13 bankruptcy and other debt relief options. To schedule your meeting at either the Denver or Huntersville offices, call 704-817-0269 (toll free at 888-354-6975) or contact the office online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.